TERMS AND CONDITIONS OF USEPinPenny™ (“PinPenny”) is a subsidiary of Southern-Minds. It is a company that carries on commission-based marketing on the internet for its merchant partners (“Affiliate Merchants”). For this purpose, Southern-Minds operates, maintains and administers the PinPenny.com website (“PinPenny.com” or the “Site”), which comprises various web pages and through which goods or services of Affiliate Merchants may be purchased. This agreement (“Agreement”) is intended to ensure that you, as a PinPenny.com registered user (“User”), or fundraising cause (“PinCause”), fully understand your rights and obligations as a User and also the responsibilities of Southern-Minds to you. As a User or PinCause of PinPenny.com, you acknowledge that you have read, understood and agreed to the following “Terms and Conditions” including any future amendments or updates thereto.
ARTICLE I – REGISTRATION1. To register on PinPenny.com as a User, you must Go to www.PinPenny.com and click on the Register link Or go to http://www.PinPenny.com/Register/ and complete the registration form. 2. In registering on the Site, you agree to provide accurate and complete information. It is your responsibility to inform PinPenny™ of any changes to that information.
ARTICLE II – LIMITATIONS ON USE OF THE SITEYou agree not to (a) Use the Site for any purpose that is unlawful or prohibited by this Agreement; (b) Use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site; (c) Obtain or attempt to obtain any materials or information contained in the Site through any means not intentionally made available or provided for through the Site.
ARTICLE III – FORUM OR COMMUNICATIONS SERVICEPinPenny.com may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities (collectively, the “Forum”) designed to enable you to communicate with the public at large or with a group You agree to use the Forum only to post, send and receive messages and material that are proper and related to, and in accordance with prescribed code of conduct, guidelines and limitations. When using the Forum, you also agree to comply with the following provisions: 1. To post a message, material or information (collectively, “Material” or “Materials”) on the Forum, you must choose a unique user name. Duplicate user names are not allowed. If the user name you enter is already in use, you will be prompted to choose another one. PinPenny™ may, in its own discretion, bar registration from any specific email service or internet service provider. 2. You agree not to post or upload on the Forum
(a) Any Material, or links to any Material, or to attach files that include Material, which is false, defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, threatening, invasive of a person’s privacy, of a sexual nature, or otherwise unlawful;
(b) Promotional Material for a website or entity of which you are an affiliate, employee, owner, or from which you receive any benefit. A User who breaches this provision shall be deemed to have authorized PinPenny™ to charge the User the sum of $1,000.00 in advertising fee for each promotional Material, plus collection and legal fees (if any);
(c) Any Material covered by intellectual property rights, without the express consent of the rights holder, unless you or PinPenny™ own or control the rights thereto;
(d) Files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another person’s computer; or
(e) Advertisements, referral programs, chain letters, pyramid schemes, solicitations and links to on-line gambling sites;3. Every Material posted on the Forum, including any files attached thereto, expresses only the views of the author and does not necessarily reflect the views of PinPenny™ or its management. While PinPenny™ may monitor the content and appearance of Materials posted on the Forum; you agree that PinPenny™ is under no obligation to do so. 4. Considering the real-time nature of the Forum, it is impossible for PinPenny™ to monitor or review every Material posted on the Forum. You agree that neither PinPenny, nor any person or entity affiliated or associated with it, will be held responsible for the contents, accuracy, completeness, propriety or validity of any Material posted on the Forum. 5. You hereby grant PinPenny™ a perpetual, world-wide, royalty-free license to distribute copy, adapt, reproduce, transmit and otherwise use the content of every Material you post in the Forum, for any purpose and in any media now known or hereinafter developed. You agree that we are free to use any ideas, concepts, know-how, or techniques contained in any Material you post on the Forum, without compensation and for whatever purpose including, but not limited to, developing, manufacturing and marketing goods and services. 6. Every User who has concerns about any Material that is posted on the Forum is encouraged to contact us immediately by clicking “alert moderator” next to any Forum Material. Upon receipt of such notification, we will make reasonable efforts to take such action as we deem necessary within a reasonable period of time. However, since this is a manual process, we may not be able to remove or edit any particular Material immediately. 7. PinPenny™ reserves the right, in its sole discretion,
(a) To review or edit any Material posted on, or delete any Material from, the Forum at any time, without notice and for whatever reason;
(b) to terminate your access to the Forum at any time, without notice and for whatever reason; or
(c) to disclose the content of any Material posted on the Forum pursuant to any lawful order or request,8. You agree that you are solely responsible for the content of any Material that you post on the Forum, and that you will indemnify and hold harmless PinPenny™ and any person or entity affiliated or associated with it, in respect of any claim arising from such Material. 9. It is your responsibility to use caution when giving out any personally identifying information in any Material posted on the Forum. PinPenny™ does not control or endorse the content of the Materials posted on the Forums and, therefore, specifically disclaims any responsibility or liability with regard to the Forum and any actions resulting from your participation in the Forum.
ARTICLE IIII – LINKS TO THIRD- PARTY SITES1. PinPenny.com may contain links to other Web Sites (“Linked Site” or “Linked Sites”) maintained by third parties. PinPenny™ has no control over the Linked Sites, and is not responsible for the contents of any Linked Site including, without limitation, any link contained in a Linked Site or any changes or updates to a Linked Site. 2. PinPenny™ is not responsible for webcasting or any other form of transmission received from any Linked Site. PinPenny™ provides access to Linked Sites only as a convenience, and the inclusion of Linked Sites in PinPenny.com does not imply endorsement by PinPenny™ of such Linked Sites or any association with their operators.
ARTICLE V – ROBOTSPinPenny.com contains robot exclusion headers. Much of the information on PinPenny.com is updated on a real time basis and is proprietary or is licensed to PinPenny™ by Users, Affiliate Merchants, or third parties. You agree not to exceed the limited access to the Site granted to you or use any robot, spider, scraper or other automated means to access PinPenny.com for any purpose without our express written permission. Additionally, you agree not to:
(a) take any action that imposes or may impose, in our sole discretion, an unreasonable or disproportionately large load on our infrastructure;
(b) copy, reproduce, modify, create derivative works from, distribute or publicly display any content from this Site without the prior expressed written permission of PinPenny™ and/or any appropriate third party, as applicable;
(c) interfere or attempt to interfere with the proper working of the Site or any activities conducted on the Site; or
(d) bypass our robot exclusion headers or other measures we may use to prevent or restrict access to the Site.
ARTICLE VI – PINCAUSESAs a PinCause of PinPenny.com, you have the ability to earn Donations. This part deals with the manner in which you may earn Donations, when you will be credited, the rights you have to the Donations you have earned, and PinPenny’s rights and responsibilities with respect to the Donations. 1. Program Overview Only approved PinCauses may participate in the Program to earn Donations. The Program is free and is conferred as a benefit of listing your cause on PinPenny.com. You are under no obligation to participate in the Program. As a PinCause, you earn Donations when a User donates PinCredits that they have earned to your cause. PinCauses are fundraising causes listed on PinPenny.com. The following are examples of PinCauses;
• Schools trying to raise funds for repairs, books, school trips, etc. • Registered charities trying to raise funds for their cause • A student trying to raise funds for their college • A politician trying to raise funds for their party2. Eligibility The Program is offered to PinCauses who have requested to be listed on PinPenny.com and have been approved by PinPenny’s administrator. Participation as a PinCause is limited to organizations, schools, or individuals that are 18 years of age or older. 3. Earning Donations To be eligible to receive Donations, Users on PinPenny™ must donate their earned PinCredits to your cause. Generally, in order to receive a donation, you must:
(a) be 18 years of age or older.
(b) request to have your cause listed on PinPenny.com;
(c) have your cause be approved by PinPenny.com;
(d) provide the Cause Name, Charity #, Contact Name, Web Site, Mailing Address, Phone Number, Email Address, Description, and Logo (Graphic File or URL) to PinCause@PinPenny.com;
(e) inform your members, followers, friends, family, or anyone else about your PinCause listing on PinPenny.com and how to donate to it;
(f) have a valid mailing addressPinPenny™ does not guaranty that your PinCause will receive donations. Although, other users of PinPenny™ can donate to your cause it is recommended that as a PinCause you inform your members, followers, friends, family, or anyone else about your PinCause listing on PinPenny.com and instructions on how to donate to it in order to increase your cause’s donations. 4. Approval PinPenny™ will determine in its sole discretion, whether or not the PinCause qualifies to be listed on PinPenny.com. 5. How and when Donations are awarded On the 15th of each month a review will be done by PinPenny™ of the PinCredits donated to the various PinCauses. Those PinCauses that have PinCredit donations of $50.00 or more will be issued a cheque from Southern-Minds, PinPenny’s parent company. PinCauses that received PinCredit donations of less than $50.00 will have to wait until their donations reaches $50.00 by the 15th of a future month. Any PinCause whose donations reach $50.00 after the 15th must wait until the following month to be issued their donation cheque.
ARTICLE VII – PINCREDITSAs a User of PinPenny.com, you have the ability to earn PinCredits, which are separate and apart from, and in addition to, any other discounts available through PinPenny.com. This part deals with the manner in which you may earn PinCredits, when you will be credited, the rights you have to the PinCredits you have earned, and PinPenny’s rights and responsibilities with respect to the PinCredits program (the “Program”). 1. Program Overview Only PinPenny.com Users who purchase goods or services from an Affiliate Merchant may participate in the Program to earn PinCredits. The Program is free and is conferred as a benefit of registration with PinPenny.com. You are under no obligation to participate in the Program or use the PinCredits you earn. PinPenny.com donates a portion of its proceeds to all the PinCauses listed on the site that has a valid Charity Number. PinCredit is a mechanism used by PinPenny™ that gives its users the ability to decide which PinCauses gets the proceeds from a transaction that they have completed. As a User, you automatically earn PinCredits when you make a qualifying online purchase from an Affiliate Merchant participating in the Program (a “Participating Merchant”) on our site. Some Participating Merchants may have special requirements to earn PinCredits. Contact info@PinPenny.com for details or if available click on the details link for the merchant. However, not all Affiliate Merchants listed on our site participate in the Program. Participating Merchants are identified by a corresponding offer (% or $) to the right of their store name and beside their product details. PinCredits are virtual funds. It is a mechanism use by PinPenny.com which allows its Users to select the PinCause(s) that they want PinPenny™ to donate a portion of its earnings to. 2. Eligibility The Program is offered for purchases made through merchant links on PinPenny.com. You must have Internet access and a valid working e-mail address to participate in the Program. However, participation in the Program is limited to individuals that are 18 years of age or older. 3. Earning PinCredits To be eligible to earn PinCredits, you must make a qualifying purchase. Generally, in order to make a qualifying purchase, you must:
(a) be 18 years of age or older.
(b) log on to PinPenny.com with your user name;
(c) link to a Participating Merchant on PinPenny.com;
(d) add items to your cart;
(e) complete your transaction;
(f) have cookies enabled on your web browser;
(g) have a valid mailing address;Reasons why you will not earn PinCredits, include, but are not limited to, the following:
(a) You are under the age of 18.
(b) You did not log onto PinPenny.com with your user name;
(c) You go directly to the participating merchant without first clicking on the merchant links on PinPenny.com;
(d) You complete multiple transactions without returning to PinPenny.com. (Completing each transaction ends your “Rewards session” with PinPenny™, and you have to start over to earn Rewards on additional items).
(e) You type a new address (URL) in the window opened by PinPenny.com;
(f) You click on any “special offers” or toolbars from other websites while shopping;
(g) You allow too much time to lapse between linking to the merchant and completing the purchase.
(h) You contact the merchant to change an order.
(i) You fail to abide by the restrictions imposed by a Participating Merchant.
(j) You did not provide a valid mailing address.
(k). The Participating Merchant fails to transmit to PinPenny™ the commission corresponding to the transaction for any reason or any commission transmitted to PinPenny™ is required to be repaid by an order of any court of competent jurisdiction.
(l) You have been notified by PinPenny™ that you, or certain purchases, are not eligible for PinCredits; PinPenny™ is not responsible for tracking problems resulting from incorrect usage of PinPenny.com, disabling cookies, computer issues resulting from unknown causes such as third-party software or other issues, Affiliate Merchant errors/omissions or from any other failure of tracking mechanisms.4. Approval PinPenny™ will determine in its sole discretion, whether or not a purchase made from a Participating Merchant is a qualifying purchase. 5. How and when PinCredits are awarded Upon registration of your user name with PinPenny.com, an account will be set up in your name for all PinCredits you earn. The appropriate PinCredits will be posted to your account as “Unconfirmed” within thirty (30) days of the date on which a Participating Merchant reports your transaction to PinPenny.com. For a period of ninety one (91) to one hundred twenty one (121) days thereafter, your account will refer to the PinCredits as “Pending.” This time period is in accordance with the Participating Merchant’s right to reverse a transaction for return purposes. Once the Participating Merchant authorizes the payment of PinPenny™ commission in connection with the qualifying purchase you made, we will credit your account with the applicable PinCredits. The PinCredits you earned will be identified as “Available,” at which time you can a) donate your PinCredits to any available PinCauses listed on the site; b) redeem your PinCredits for cash; c) donate a portion of your PinCredits and redeem the remainder for cash. You can view your balance by referring to your Rewards Calculator panel and your transaction history under “My Account” menu on the Site. 6. Donating PinCredits You may donate your earned PinCredits designated as “Earned” in your account. The PinCredits will be donated to the appropriate PinCause selected when the total donations collected for the PinCause is $50.00 or greater. PinPenny™ is not responsible for lost mail or any other event beyond its control that would prevent a User from donating PinCredits. You are solely responsible for donating PinCredits. PinCredits not donated within six (6) months will be donated equally to all legally registered charities listed on PinPenny.com 6. Redeeming PinCredits for Cash You may request to redeem your earned PinCredits designated as “Available” in your account. The total “Available” PinCredits must be $20.00 or more to be eligible for redemption. To receive PinCredits in an amount of $20.00 or greater, you may request to receive payment in redemption of your PinCredits either electronically through PayPal, or by standard check. The PinCredits will be distributed to the User within thirty (30) days of receipt of the User’s request for payment. PinPenny.com is not responsible for lost mail or any other event beyond the control of PinPenny™ that would prevent a user from receiving their payment. You are solely responsible for redeeming PinCredits. There is no automatic or periodic redemption 7. Account Adjustments PinCredits awarded to you are subject to adjustments for returns and cancellations and receipt of information and payments on such purchases/orders from Participating Merchants, and other events. PinPenny™ reserves the right to make adjustments to a User’s account at any time in accordance with this Agreement. If you disagree with any adjustments made to your account, your sole remedy is to discontinue use of PinPenny.com. PinPenny™ is not responsible for changes to, or discontinuance of, any Participating Merchant, or any Participating Merchant’s withdrawal from the Program, or for any adverse effect on the accrual of PinCredits that is caused by such changes, discontinuance or withdrawal 8. Termination of Program PinPenny™ reserves the right to terminate the Program in whole or in part at any time with notice. In the event the Program is terminated, you will have sixty (60) days to donate your PinCredits from the date notice is transmitted by PinPenny™ to the email address specified in your account. Notification will be sent to the email address that you provided to PinPenny™ when you registered with the Site. PinPenny™ will not be responsible for failing to notify you of Program termination, where such failure is caused by an inaccurate email address, your failure to check email online, or your failure to inform PinPenny™ of a change in your email address. 9. User Responsibility You are responsible for maintaining accurate account information at all times, including valid email address information. You are responsible for keeping your email address, password and all other information concerning your account confidential. PinPenny™ is entitled to act on instructions received under your username and password. PinPenny™ is not responsible for any credits or debits made to your account by someone else who uses your username or password. PinPenny™ will not be responsible for any losses or liabilities incurred through the use of your password by a third party. You are also responsible for reviewing your account balance on a regular basis, and for checking to ensure that all PinCredits have been properly credited to your account. If a discrepancy occurs in your PinCredits account, such as a PinCredit not being credited to the account, then you must contact PinPenny™ via our customer support link on the Site, within sixty (60) days of the date of purchase/order from a Participating Merchant. If you fail to contact PinPenny™ within that sixty (60) day period, the purchase/order shall be deemed to be accurate and you hereby waive any right to dispute it. 10. General
(a) Participation in the Program is personal to you. PinCredits earned and received under the Program may not be assigned or transferred to any third party, except as expressly permitted by PinPenny™ in writing. The sale, transfer, lending, exchange, pooling or barter of any PinCredits, other than by PinPenny, is expressly prohibited. Any PinCredits assigned, sold, or otherwise transferred in violation hereof may be confiscated or cancelled.
(c) You are responsible for any taxes that may be due on PinCredits redeemed by you;
(d) PinCredits have no cash value until such time as you request and receive a payment in accordance with Section 6 of this Article. You have no other property rights or other legal interest in PinCredits earned;
ARTICLE VIII – DISCLAIMERS AND LIMITATIONS ON LIABILITY1. PinPenny.com IS BEING PROVIDED BY Southern-Minds “AS IS” AND “AS AVAILABLE.” Southern-Minds DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO PinPenny.com INCLUDING, BUT NOT LIMITED TO,
(a) WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, AND
(b) WARRANTIES ARISING FROM COURSE OF DEALING OR PERFORMANCE.2. YOU AGREE THAT PinPenny™ WILL NOT BE LIABLE FOR ANY CLAIMS, DEMANDS, ACTIONS, LOSSES, COSTS OR DAMAGES OF ANY KIND ARISING OUT OF A DISPUTE BETWEEN YOU AND ANY AFFILIATE MERCHANT, AND YOU HEREBY WAIVE ANY SUCH CLAIM AGAINST PinPenny™ AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS. 3. PinPenny™ DOES NOT MAKE ANY REPRESENTATIONS OR GUARANTEES REGARDING ANY GOODS OR SERVICES OFFERED OR PROVIDED BY AFFILIATE MERCHANTS OR SUPPLIERS. 4. PinPenny™ DOES NOT MAKE ANY REPRESENTATIONS THAT ACCESS TO THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE. PinPenny™ ASSUMES NO RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND CAUSED BY YOUR ACCESS OR INABILITY TO ACCESS THIS SITE INCLUDING, BUT NOT LIMITED TO, YOUR INABILITY TO RECEIVE PinCredits BY PURCHASING ITEMS FROM A PARTICIPATING MERCHANT. 5. IN NO EVENT SHALL PinPenny™ BE LIABLE FOR ANY DAMAGES, CLAIMS OR LOSSES INCURRED (INCLUDING COMPENSATORY, INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES), HOWEVER CAUSED AND UNDER WHATEVER THEORY OF LIABILITY, RESULTING FROM, ARISING OUT OF, OR IN ANY WAY RELATED TO
(a) YOUR USE OF PinPenny.com,
(b) ANY ACT OR OMISSION BY PinPenny™ IN ADMINISTERING THE WEBSITE OR THE PROGRAM, OR
(c) THE PURCHASE OR USE OF ANY GOODS OR SERVICES OF AFFILIATE MERCHANTS, EVEN IF PinPenny™ HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, CLAIMS, OR LOSSES.6. IN NO EVENT SHALL PinPenny™ BE LIABLE TO YOU FOR DIRECT DAMAGES CAUSED BY PinPenny, IN EXCESS OF THE PinCredits YOU HAVE EARNED DURING THE MOST RECENT SIX (6) MONTHS. 7. YOU AGREE TO INDEMNIFY AND HOLD PinPenny™ AND ITS OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS, HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING ATTORNEY’S FEES AND EXPENSES, MADE BY ANY THIRD PARTY DUE TO, OR ARISING OUT OF OR IN ANYWAY RELATED TO
(a) YOUR USE OF PinPenny.com,
(b) THE VIOLATION OF THESE TERMS AND CONDITIONS BY YOU OR ANY OTHER USER OF YOUR ACCOUNT,
(c) THE INFRINGEMENT BY YOU OR ANY OTHER USER OF YOUR ACCOUNT OF ANY INTELLECTUAL PROPERTY OR OTHER RIGHT OF ANY PERSON OR ENTITY, OR
(d) ANY THREATENING, LIBELOUS, OBSCENE, HARASSING OR OFFENSIVE MATERIAL POSTED ON THE SITE OR THE FORUM FROM YOUR ACCOUNT.8. ADVICE RECEIVED VIA PinPenny.com SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS. YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION 9. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE PinPenny™ WEB SITE, OR WITH ANY OF THESE TERMS AND CONDITIONS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING PinPenny.com.
11. ARTICLE IX – GENERAL PROVISIONS1. Use of Online Coupons PinPenny™ provides online coupons as a free service to its Users. PinPenny™ is not responsible for the redemption, errors/omissions in, or expiration of online coupons. It is your responsibility to make sure that a discount special pricing or free offer is present in the checkout process of an Affiliate Merchant. All offers and promotions on this site are subject to change without notice. PinPenny™ has no control over the legality of any coupons or other offers made by Affiliate Merchants, the ability of any Affiliate Merchant to complete the sales in accordance with the offers, or the quality of the goods offered by Affiliate Merchants. PinPenny™ has no control over whether Affiliate Merchants will honour the offers shown on PinPenny.com, and does not guarantee the accuracy or completeness of the information contained in the Site. 2. Amendments to Agreement The “Terms and Conditions” of this Agreement may be amended from time to time. PinPenny™ will post the amendments on this page. PinPenny™ will not be responsible if you do not learn of the amendments. It is your responsibility to check this page of the Site regularly to find out whether this Agreement has been amended. If you do not agree to any amendment to this Agreement, you must immediately terminate your user name, password and registration. 3. Compliance with Law and Regulations You agree to comply with all applicable laws, rules and regulations (collectively, the “Applicable Law”). You may participate in PinPenny.com if and to the extent that such participation is permitted by the Applicable Law. PinPenny™ may refuse to enrol, restrict, modify or terminate your username, password and registration, without liability to you or any other third party, if you violate the Applicable Law, of if your participation could violate the Applicable Law. 4. Proprietary Rights to Content You acknowledge that PinPenny.com content including, but not limited to, text, sounds, photographs, graphics, or other material contained in any Site communication, advertisements or messages (whether by PinPenny™ or PinPenny’s advertiser’s or Affiliate Merchants), service and software are protected by copyrights, trademarks, service marks, patents, and/or other proprietary rights and laws. You are only permitted to use content, service, or software as expressly authorized by PinPenny, its advertisers and Affiliate Merchants, as the case may be. 5. Termination of Agreement (a) Every violation of the Terms and Conditions of this Agreement is a ground for termination of your user name, password and registration with PinPenny.com. (b) PinPenny™ reserves the right to terminate your user name, password and registration, if your account is inactive for twenty-four (24) consecutive months. An account shall be deemed to be inactive if there has not been any PinCredits-earning activity. (c) You may terminate your user name, password and registration at any time by sending an email to our 24-Hour Customer Service. (d) If your user name, password and registration with PinPenny.com is terminated for any reason, either by you or by PinPenny, you shall forfeit any and all earned PinCredits in your account. 6. Notices All PinPenny™ notices will be given by email, postal mail, or by general posting to PinPenny.com. 7. No Waiver PinPenny’s failure to exercise any of its right under, or enforce any provision of, this Agreement shall not constitute a waiver of such right or provision. 8. Copyright and Trademark Notices
(d) All contents of the PinPenny™ Web Site: Copyright 2014 of Southern-Minds and/or its Affiliate Merchants. All rights reserved.
(c) The names of actual companies and products mentioned in the Site may be the trademarks of their respective owners.9. Choice of Law This Agreement shall be governed by and construed in accordance with the laws of Canada and the Province of Ontario, without reference to conflicts of law rules. You agree that any action arising out of this Agreement or your use of the Site shall only be brought before the appropriate courts located in Toronto, Ontario, which shall have exclusive jurisdiction over the action. 10. Other Reservations PinPenny™ reserves the right to terminate, in its sole discretion, your user name, password and registration, if your account has been associated with any inappropriate or illegal activity. 11. Severability of Provisions If any provision (or part thereof) of this Agreement is found by a court of competent jurisdiction to be unlawful, void or unenforceable, then that provision (or part thereof) shall be deemed severable from the remaining provisions and shall not affect the validity and enforceability of the remaining provisions of the Agreement. Revised – April 21, 2018